Here at FreeScore, we recently mentioned that more and more college students are now facing bankruptcies under the crushing weight of student loan debt. Many students are graduating with a whopping $25,000 in loan debt. And the bad news doesn’t stop there.
Now, long-term unemployment is complicating the situation for recent college graduates. Many are becoming prone to poor credit from deficient finances, leaving some asking, “Were those four years worth it?”
A recent Huffington Post Business article says that 35 percent of unemployed college graduates have been without a job for a year or longer. And, the long-term unemployment rate for those 25 and older is almost the same across the board—regardless of educational level. This can make keeping your credit score in check a difficult task.
If you’re one of the 35 percent of college graduates facing long-term unemployment then it’s time to get organized. Money Crashers gives some tips to help you survive unemployment, including cutting all non-essential items from your budget, reviewing and prioritizing your debt and foregoing credit cards to help pay expenses. They also recommend checking your credit accounts and reports often to monitor for any discrepancies that may affect your credit scores.
Knowing your credit scores can help you avoid unwanted surprises when you’re searching for your first post-graduation job. FreeScore provides consumers with access to credit scores from all three major credit bureaus: TransUnion, Experian and Equifax. Plus, you’ll have the benefit of 27/7 credit monitoring and automatic alerts so that you’ll always know of any changes to your credit reports, giving you peace of mind while you job hunt.
As one of my favorite days of the year, April Fool’s Day is when serious matters may become very lighthearted or turn into a joke. I’m hoping that I can fool you into laughing off good credit management and neglecting to check your 
With home prices continually dropping, you would think that lenders would be more likely to give you a home mortgage deal, right? Not necessarily.
We’ve already hit spring in a new year, and things seem to be going well for you. Maybe, a little too well. You’ve made it through paying off your holiday debt, and well on your way to receiving a tax refund this year. You’re comfortable, and that’s exactly where I want you. Why? Because when you’re comfortable, you don’t think about 
College students have to deal with a lot these days. In addition to worrying about grades, getting to class on time and balancing a social life, more students are finding that they also have to be concerned with paying rent, car payments and other living expenses. This can lead to a lot of outstanding 
It’s that time of year again: Tax season. And, the deadline to file your taxes will be here before you know it. Usually, people fall into two categories: those who file early because they expect to get a refund and those who wait until the last possible second because they think they may owe the IRS money. If you fall in the latter category, then you’re probably under a bit of stress. However, you shouldn’t delay the inevitable and risk the possibility that unpaid taxes could drag down your 
Maybe you’ve seen the hit TV show “My Fair Wedding with David Tutera,” on WE tv, and dream about a celebrity wedding planner showing up at your door with all the cash and connections to transform your big day from ordinary to extravagant. You’re not alone. Most brides start fantasizing about the wedding of their dreams when they’re just little girls. As they get older, the pressure (and expense) to make that long-awaited day “perfect” keeps increasing.
It’s spring training time for Major League Baseball! Even the most talented athletes rely on practice to improve their skills. Just as these athletes are loyal to their sport, it’s important for everyone to dedicate time to good credit management. Keeping track of your credit scores and reports is just one way to make sure that we Good Score Guys are going to bat for you when you want to hit a loan or job application out of the park.
You haven’t had a formal cheers since New Year’s and now it’s time to gear up in your green to celebrate St. Patrick’s Day. I hope I have the luck of the Irish come March 17, causing you to get so wrapped up in the partying that you disregard your finances.
A good credit score is usually between 680 and 724. A great score is between 724 and 759. Anything above that is considered “excellent” and can help you secure the best interest rates and benefits when applying for credit. Having a 
